Adjusting…everybody’s got to do it. Some do it for a living
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Tuesday, November 10, 2015

What I've learned as an Insurance Adjuster



If the slope’s just right and the ground is just so, a digital camera can bounce clean over a six foot cedar fence…and the vet bill is $112.92 to retrieve it from St. Bernardo’s gut. 


If the grade is just right and the ladder is just so, you can back it straight through an overhead garage door window…and if Willy Nelson’s singing, “On The Road Again” a little too loud, you won’t even know it until you get out to shake the insured’s hand. 

He’s the guy standing there with his mouth hanging open.


After, scaling to the top of Roof Mount Everest...it's the wrong time to remember, you forgot to change the camera batteries.

Most gutters will catch a runaway tape measure…unless there’s a car hood to land on instead.

A 35’ tape measure puts the exact same dent in the hood of a Dodge Ram as it does in a Rolls Royce…but the fix-it tickets aren’t even close.

After thoroughly inspecting, scoping, measuring and explaining my findings to Mr. Rodriquez… evidently, Kansas City has more than one Mr. Rodriguez and 400 West Franklin Street isn’t the same thing as 400 West Franklin.

Contractors have really, reallllly good eyes, ‘cuz they can see hail damage on shingles from the ground, from way out in the street, in their truck, as they're driving, at thirty miles an hour, in the rain…at night.



On a new roof

Replaced the day before yesterday


From a year old storm

A mile away...


  

The best way to settle a claim is with your ears


Words are powerful. 

Mention the word, insurance, and the cost of a 2 x 4 doubles. Mention the word mold and it triples—throw, public adjuster, into the mix and you’ll be tripping over policy limits.


Eating out gets old


Kids grow up too fast 


But, what I’ve learned most of all…


When it all comes down, when the dollars and cents, brick and mortar and balance sheets are tallied…

When the file you worked on for hours, represents years. 


Years washed out, 

blown up, 

burned down... 

in a moment. 


You realize.


It’s not about the total.


It’s not about the numbers.


It’s not about how many you write



or how quick you close...







It’s about people.





















Helping people



One


Claim




At





A


Time  












Adjust well, 

Doug


PS: What have you learned as an insurance claims adjuster?

What claims adjuster training would you like?
  


Adjusting, everybody’s got to do it…some do it for a living

Adjusters Life@aol.com


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